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  "basics": {
    "name": "Modrecha Saikumar",
    "image": "https://freecv.org/i/avatars/41a5e01b-54cb-48aa-acbf-e382ee61da7e/avatar.webp?t=1793948477503",
    "summary": "\"Results-driven Sales & Operations Associate with proven expertise in driving sales, managing client relationships, and streamlining day-to-day business operations. Adept at maximizing efficiency, executing growth strategies, and bridging sales performance with backend execution.\"",
    "location": "Hyderabad, Telangana"
  },
  "work": [
    {
      "company": "Bajaj Finserv  PVT LTD",
      "position": "Personal Loan Officer",
      "location": "Hyderabad, Telangana",
      "startDate": "2025-10",
      "endDate": "2026-05",
      "highlights": [
        "Explained loan products, interest structures, and repayment terms to customers clearly.",
        "Assisted customers in understanding loan terms and conditions to make informed decisions.",
        "Guided customers through documentation requirements, ensuring complete and accurate submission for processing.",
        "Examined customer loan applications for loan approvals and denials.",
        "\"consulted customers regarding the loan process, completed kyc verification, checked CIBIL scores, and submitted physical documents for final loan disbursement.\""
      ]
    }
  ],
  "education": [
    {
      "institution": "Osmania University/Infant jesus degree collage, Osmania University",
      "degree": "Bachelor of Business Administration",
      "field": "marketing  management",
      "startDate": "2023",
      "endDate": "2026",
      "score": "8.04"
    }
  ],
  "skills": [
    "communication and negotiation",
    "Customer management",
    "Market research",
    "Database management",
    "Documentation review",
    "Relationship building and management",
    "time management and Organization",
    "Advanced Excel"
  ],
  "languages": [
    {
      "language": "English",
      "fluency": "Intermediate"
    },
    {
      "language": "Telugu",
      "fluency": "Native"
    },
    {
      "language": "Hindi",
      "fluency": "Advanced"
    }
  ],
  "projects": [
    {
      "name": "HDFC home loans",
      "description": "2023-11 - 2026-03. HDFC home loan applications & documentation processes",
      "startDate": "2023-11",
      "endDate": "2026-03"
    }
  ],
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      "items": [
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          "name": "Music activities",
          "summary": "Playing a musical instrument, singing in a choir, or composing music"
        }
      ]
    }
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  "availability": {
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    "keywords": [
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      "marketing  management",
      "communication and negotiation",
      "Customer management",
      "Market research",
      "Database management",
      "Documentation review",
      "Relationship building and management",
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      "Advanced Excel",
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      "Telugu",
      "Hindi",
      "HDFC home loans",
      "Music activities"
    ],
    "yearsOfExperience": 1,
    "seniority": "entry",
    "highestEducation": "Bachelor's"
  },
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    "email": true,
    "platform": "freecv.org"
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  "i18n": {
    "primary": "en"
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    "lastModified": "2026-11-06T07:32:17.869Z",
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}